MTRs may be more favorable near Ft Sam Houston with the military hospital (basically central SA). 

-- You will not find this level of service with a regular bank or credit union. 

Here are some recommendations to help you on your journey:To begin, get pre-approved for a loan from local lenders like Georgia's Own Credit Union, SunTrust (now Truist), and Wells Fargo.

I am military and one of my favorite methods is targeting fellow military members and buying the homes subject to the existing loan since many members move every 2-3 years and often don't have sufficient equity built up to really make selling the traditional way and paying agent fees worth it especially if they bought using a 0 down VA loan which is very common. 

It is a much more affordable market to get into, yet we are seeing great appreciation returns, with a stable job market to include education, solar, energy, manufacturing and military presence requiring housing for all.

As I am separating from the military after 13 years, I will have nothing but time.

Hello Jody,Thank you for reaching out, as I have mentioned in a couple other posts, I’m still active duty military, and will be retiring in October of this year.

I'm a 29-year-old single female currently transitioning out of the military, and I'll be relocating to this area in late April or early May.

A good middle ground may be the Clean Energy Credit Union, which I've had a few customers use and plan to use myself to fund part of the deal.Good luck!

I have a BS degree in Business (Organizational Leadership) from Union University.