It will be during a large parabolic spike and many people will get burned because they bought during the manic phase of the bubble.

There is also a broad range in 30310 and 30315 though it's a little less extreme.My opinion is we've reached a point where the blight in the city, which spiked after 2008, has been reduced sufficiently that the most impacted neighborhoods are starting to stabilize. 

I know at one point in history when interest rates had spiked from single to double digits, banks were calling loans to force people to refinance at higher rates.

It may call for a spike in middle aged tenants because they wanted to get rid of that big house after their kids moved out and they want to get something smaller but didn't want to deal with another mortgage.

What if there is a big spike one month, do you make all three tenants eat it?

There’s just only so much you can rent an apartment in your duplex for ($1200-1500) and it didn’t go up by $600-800 /mo when the taxes spiked.

Technically this isn't a "debt" (unless you don't pay), but it's still included as a "monthly liability," and there is no arithmetical difference between "debt" and "monthly liability" when calculating DTI.An IRS payment plan for your income taxes (common for folks that had a sudden spike in income) is another thing that's included in DTI that does not appear on your credit report.Between the lines in some posts on BP, there is some fuzzy notion that if it does not appear on a credit report, it "can't" be counted.

1 or 2 empty units, or a spike in property tax and you're toast.Why did you have to put down 50% (!!)? 

So far I've been able to gain an average of .17% extra equity with each payment, with occasional spikes of up to .5%. 

Lead based paint regulations spiked up the cost of painting and like mentioned above it might actually be more expensive to scrape and paint vs. vinyl siding.