The short sale approval process can take a few months from the day you go under contract.

@Taylor Callowaywhat does your contract say

You find distressed properties and sell the contracts to investors for a fee.Partnering: Partner with investors who have capital.

This tax change could trigger even with offering contacts for those services as it could be construed as contractors.

You have three choices...transfer the property and keep the loan in tact hoping they won't trigger due on sale, refinance into a loan that allows it, or simply leave things as they are. 

In the last 18 months various states have instituted new rules, regulations or laws related to (1) need for licensure to wholesale (2) restrictions on marketing of a property in which you do not have ownership and (3) disclosure requirements when dealing with a homeowner that makes it clear to the homeowner that the contact signed with the wholesaler is not a definitive “sales” contract, therefore making it less likely home owners will sign4.

The contract didn’t state it was 20% higher?

Don't need to read the contract, find a new HML.

If the client wants the deal, we proceed with getting it under contract.

I'd estimate that there are less than 1,000 legitimate, or "professional" wholesalers, in the United States of America, as defined by individuals who make $100K flipping contracts, and collecting assignment fees, in any form, and who have made that amount of income more than 3 years in a row.