However, after he saw the quantity of ADU applications come across his desk to plan check he went out and started his own consulting company.

I agree with @Shawn Ackerman I would start applying the cash flow to debt pay down.!

I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above.

We’re hoping to start small and are looking at markets, such as Buffalo or Rochester, NY.

It normally doesn't cost you any money to open and to be able to access that large amount of equity to buy or stabalize your current portfolio allows you so much more opportunity costs.For instance, I took a $200K LOC out on my primary residence when I first started in real estate.

Starting your journey as an Airbnb host can be both exciting and overwhelming.

What have you been paying for utilities?

That's where you should start. 

I'm trying to figure out a way to utilize a large storage building at one of my MTR listings in Memphis.

Does anyone utilize high interest savings accounts for their cash flow.