This is for a 3 bed 1.5-2 bath house around 1500sqft.Im in Philly area

She was comparing it more to a bed and breakfast, hard to finance.

Quote from @Jed Butikofer: Quote from @Jonathan Greene:If you aren't house hacking, multifamily deals should be profitable (maybe not in CA).When I review markets I have lived in, I see 2 bed duplexes for $500k-$700k while only generating $1,400 each in monthly rent.

If you're focused on medical travel folks, smaller 1 or 2 bed properties work fine.

If I rent it out, I'll be hiring a property manager because I don't want to deal with trying to manage it from out of state.Some numbers:Purchased with 0% down VA loanPurchase Price: 189KMortgage: 172KRate: 2.25%4 Bed / 2.5 Bath~2400sq/ftBuilt in 1992Zillow Sales Estimate: 280KZillow Rent Estimate: 2,100/moRoof and AC are less than 10 years old.

It’s better to have less rooms and to have them large enough to comfortably fit a queen bed.

But the rents don't justify it, for example we are renting a 3 bed 2 bath house with a huge backyard in rancho Cordova for 2350/mo, so duplex rents around here are 1800-2200 ballpark.

Stealing stuff out of an Airbnb is similar to unloading the TV, bed and mini fridge from the Marriot.

We renovated the SFH and converted the garage to a 2-bed ADU.

Putting it all together: If I were starting over and looking for a house-hack in Denver, CO today, I'd be looking for a 4 bed / 3 bath property in the $500K - $600K range in an up and coming area (like Aurora near the medical campus).