-Getting into a situation where you’re borrowing additional funds to close, which if it is an unsecured personal loan, will have an astronomical interest rate compared to borrowing a secured debt like a mortgage.

Interestingly I've seen multi-family selling for $2 million range, so about the same as a nice single family. 

The markets investors like you want to live in and invest in are often two totally different places, so don't limit yourself yo a single plan. 

They are 2 single family homes worth about 257,000 and 296,000.

And (in my opinion anyway), the vast majority of the nonaccredited investor deals have issues that are personal deal breakers (such as not enough experience, not enough skin in the game, uncompetitive fees and promotes, etc).

We had a deal come our way for a single family home, with the addition of a small rv park.

Here are a few details on what we offer:✅ Purchase, Rate Refinance, Cash-Out Refinance✅ Loans From $100K to $3.5M ✅ Residential Single(1-4 Units) And Multi-Family (5-8 Units)✅ 30-year, 20-year, and 15-year Fixed OR 5, 7, and 10-year ARM ✅ Credit 640+The more experience you have and the higher your credit score, the better your rate and terms. 

A little more context would be helpful I have 70 single family in the Westland and surrounding cities.

I have over 20 properties in my Sub S, another half dozen in a single member LLC, and a few in my personal name. 

If I were in your shoes, I’d focus on house hacking in Phoenix by exploring multi-family properties or using the BRRRR strategy with undervalued single-family homes.