BTW, I just read that Airbnb has deleted 400k accounts.  

During this initial research I read several articles which state that coverage in high risk states has significantly declined since 2015 due to policy rate / deductible increases such as what I am outlining above.

First, please read the rules at the bottom of every page.

I was surprised to read your post.  

This has created an issue in discussing any topic as I have read not to over-whelm your partner with your knowledge, and she seems to know everything (sound familiar🤣) .

I have read many positive and some negative reviews.

@Jeff HendersonRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

I have bought hundreds of properties and have read every book that I could find on the subject.

I've read a ton, listened to podcasts, asked syndicators, taken Gene's CCIM classes.

You can also search Google and read reviews.