All payouts should be to you, as the policyholder, only.

The policy holder is the one who is covered. 

I recently heard that some insurance companies are requiring commercial building policy holders to complete an Infrared Electrical Inspection annually (more frequently for hospitals).  

I've come to a breaking point with my current rental policy holder and am in search of a new Rental Insurance policy for a SF residence in San Antonio, I come to BP for recommendations? 

This will protect the additional insured as it protects the primary policy holder.

The cash value belongs to the policy holder.

Many companies only want a limited number of policy holders to minimize their risk. 

Named additionally insured on your policy; Hold harmless agreement; indemnification from both the property owner and tenants; Can't be held liable for mismanagement and or gross negligence; Rent checks shall be made out to the PM and will be deposited into PM's bank account; PM decides what expenses are to be paid, how much and to whom; Property owner will receive a disbursement only after the monthly financial books are reconciled; PM has a sole claim on a myriad of tenant fees; Property owner will be billed for a setup fee; Property owner will be billed for tenant dwelling inspections; If the property owner suspends the contract, there's a bill for that too.

Perhaps contacting your current policy holder and take out a new policy under the LLC and cancel the current one.2) Is it every Easy? 

I know of installation floater and theft but I doubt that’s going to cover, but regardless, it does not cover any third party/other’s actions, the contractor needs to be the policy holder so the insurance can go after the holder, i might be wrong, just applying what i know about insurance.