Most institutional DSCR lenders prefer one lease per property/unit, however, I've seen programs allowing rent by room strategies.

Conventional would allow you to add a fence or do yard work in your bid.I cannot lend to you personally in MA but happy to answer any general questions about the 203k or other Renovation loan programs!

Some programs will do the full LTV that a long term rental would have and some lenders will reduce the LTV by 5%.

They batch the deposits together and you have to go deep into the program to determine which tenant made the payment, that was deposited into your account.

Home warranty programs charge a trip fee every time you file a claim, and they use that fee to compensate the vendor.

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

This has also allowed us to provide some excellent incentives for our investors, locking in long term debt currently at 3.75%  through our in house financing program.

I am not affiliate with these programs.

That said, not all companies have these programs.

I'm also a licensed mortgage broker with a lot of fix-and-flip programs, including some that require as little as 10% down on the purchase price, and provide 100% of the rehab funding.