It's how I've maintained a perfect bond rating and managed my business with the CSLB>I've read many of your posts and am aware that you feel that you can decide when you want a permit or not  I would word it differently.  

I'm currently renovating my rear unit and it has the perfect layout to split into 2 units by adding a wall and an additional front door.

Best of luck 👍🏻 @Justin This is almost perfect advice but you do need 3.5% down with an FHA mortgage.

Perfectly legal, no hassles.

I will say the picture did not match your strategy of going to Austin.

It is in a perfect location (off the square) in a very popular tourist town outside Austin, Texas. 

PLRs will rarely match your proposed transaction structure.

Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on AGENTS & LENDERS.There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

If you’re a buyer, this could be the perfect time to explore new construction.

https://www.biggerpockets.com/agent/match Check it out.