Alex Patton
Refinance DSCR Advice
28 January 2025 | 12 replies
Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).
Bobby Eastman
Any suggestions for people to contact for investing in the Sherman/Denison TX area?
18 January 2025 | 17 replies
We were initially looking out of state for a potential move and or investment property just because the property taxes without being able to homestead, plus high cost of insurance, and harsh weather on homes made me feel like it might not be worth it.
Aaron Sommerville
Purchasing my first rental property in 12 - 14 months, any advice?!
26 January 2025 | 4 replies
Also you should inquire with insurance agents about the cost to insure.
Kegan Scholl
Best market for first house hack to cash flow? FL, TX, AZ, UT, other?
20 January 2025 | 6 replies
Tampa can work, but yes, taxes and insurance are higher and might keep cash flow tight.
Brook Burns
Tenant Security Deposit Escrow Account
29 January 2025 | 9 replies
If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.
AJ Wong
Ten Real Estate and Economic impacts of the LA Wildfires
16 January 2025 | 4 replies
Insurance : This area of consideration deserves its own deep dive so we’ll briefly highlight key concerns. - The underinsured.
Jake Andronico
Just met w/ a developer - housing affordability may get much worse.
27 January 2025 | 23 replies
I'm scared of how much my insurance will go up after the LA fires but there is a cap with CA regulations and also being dropped.
Daniel Madhavapallil
House Hacking and Tax Strategies
23 January 2025 | 11 replies
Living in one unit and renting out the others allows you to deduct 75% of expenses like mortgage interest, property taxes, insurance, and shared repairs as rental expenses, while the remaining 25% applies to personal use.
Kyle Jenson
New Dentist looking to create a retirement plan for myself thru real estate
24 January 2025 | 15 replies
It isn't having paid off properties that offers security, there are still taxes, insurance, maintenance and management involved.
Jacob Havlovick
Duplex House Hack
22 January 2025 | 8 replies
Explore the possibility of doing liability insurance instead, if you don't have much equity it may be your best, and much cheaper option.