Can anyone verify this is OK or is it state by state-regulated based on their individual jurisdiction?  

If the opposing part comes back with a different” number(s) or terms, I politely reject it and reiterate my initial and only offer.  

With the profit from the first deal I would pay for the initial investment technically.  

The power company supplied and installed the new meters (at no charge, at least not yet) and verified all the work around the 4 gang meter pan was done up to their standards.

This creates a negative initial position.

I would get a 2nd opinion to verify.

Make sure to verify any information from a party that doesn't have any advantage of you getting their services before making a decision.  

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

Honestly, being very realistic, you do most of the time in the beginning have to do some initial discounting.

Make sure to speak with the Title/Escrow officer directly to verify their wiring instructions to avoid being a victim of wire fraud.6.