You can spend as little as $100 to form an LLC, or you could use an attorney and spend $1,000 or more.

There are a lot of inconsistent contractors, so really spend some time vetting them. 

Spending a ton on property management doesn't seem like the best move.

I would spend hours on the phone assisting them with their deals, I’d write all their questions down and then sit with Dave and the other PPR partners, after work getting their answers.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

This lets your HSA grow, and since qualified withdrawals are tax-free, putting more aggressive investments in an HSA can pay off in the long run (similar to the “put your risk in Roth” idea).4.Rollovers & Debit CardsMost brokerage HSAs come with a debit card, so spending isn’t too hard if you ever need to.

The truth is that you have to SPEND 20K to go to their school and learn the ropes.

Question that the “believers” don’t ask is “how much could I earn on the extra money I’m spending to pay down the loan faster?  

before you spend another PMCs time. 

I've trained people at my jobs when I was a senior accountant to controller.I've used Yardi Enterprise (old desktop client software)Yardi Voyager 6s & 7sYardi Genesis2Reason why I say you won't be able to find a tutor is because no one is going to spend $15K a year to use as a training platform to mentor and tutor people.