The algorithm has a setting that when you change anything on your listing, you move up higher in the ranking. 

A higher LTV generally requires a higher DSCR ratio such as 1.25 instead of 1.

ARV Potential: Where can we expect to achieve higher ARVs?

Hopefully you can achieve a higher sell off than $7.9M/$220K/door as well because I don't believe this is a feasible project (your $250k sell off doesn't align with your $7.9M sell off either).

We don’t invest at 9% or higher.  

Quote from @Jaycee Greene: Financially, I'd only do it if you could convert to a 3x1 AND get at least 50% higher rent.I dont see getting 50% more.

Yea they would keep that in place and you'd get a second position mortgage for the rest at, well, higher than todays rates.

Quote from @Evan Polaski: @Dave Cali, while tend to agree that office will come back, from a higher level I am not sure how much interest you will be getting from these forums.  

This has been our strategy lately with higher interest rates.

., Purchase Price: $475,000 ($197.9/sq. ft.).Estimated Market Value: $402,000 ($168/sq. ft.).Financing Terms: 2% interest rate, with a 9-year balloon.Unit B Income: $2,049/month (Section 8 tenant through November 2025).Unit A Income Potential: Similar rent or higher; Section 8 cap for the area is $3,234/month.Monthly Loan Payment (P+I): $1,386.Cash Flow Breakdown (if both units are rented at $2,049/month):Gross Rent: $4,098/month.Vacancy (10%): $410/month.Operating Expenses (37.3%): $1,376/month.Net Cash Flow: $943/month.Key QuestionsWould you be comfortable paying an 18% premium for financing at 2%, especially in a market where current mortgage rates are closer to 7%?