And the laws and regulations here are very different, not very strict like the states.Prices are high and rents are low over here.

Be prepared for a high rate/high fees 

Your credit score is high enough to get something done, but whether or not that delinquency will fly is going to depend on the lender/underwriter.

The neighborhood has been flourishing, making this incident highly unusual.What initially drew me to the property was the potential for high rent and strong cash flow.

High taxes.

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

So, I went hunting.Huntsville, Alabama, caught my attention because it’s a highly educated city with growing industries and a stable, diverse economy, as well as a really high quality of life compared to the surrounding areas. 

Quote from @Owen Wang: I am 17 years old and will graduate high school next year.

Your profile says you are from CA, are you a long distance investor or are you local?  

If I create a debt fund that offers 9% interest on first lien notes with a 5-7 year payout, would that be attractive to high net worth investors?