Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

You're a trooper @Don Miller for hanging in there.

I just keep plowing money into the mortgage  my goal is not to have it hang around long term so I would avoid the recast idea .

Generally, I would be tree trimming once a year to cut back any branches hanging over the houses because of potential damage, but also because of insect transfer.

Even the CEO's younger brother decided not to hang around - whatever his reasons are - it's too late for him unless he returned all the money he took out and fully disclosed  every illegal act he has personal knowledge of BEFORE the SEC/FBI show up at his door.I referred the "fronter" to a whistleblower law firm, but who knows if he followed up.

Let one Tennant hanging with defective outlets in the kitchen for 2 weeks when the townhouse was it was under warranty.

But hanging onto to some of those rates isn't always a bad idea. 

By the time he was 16, he had a half dozen part time employees and ads in paper to do various handyman stuff including hanging Christmas decorations, assembling ikea furniture, gardening, painting, building fences, etC.Then came the demon child.  

Hang in there...your big picture will prove out to be pretty!

Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.