The same guidelines could have markedly different interpretations and implementations by different lenders.Lender A tells you that your rate is X, Lender B tells you that your rate is a little higher because they see that the program/product that A is quoting wont work because of some minute detail.

as markets shift thought process's do as well. 10 years ago if you posted on BP about appreciation you got hounded by those that said appreciation is gambling ONLY invest in cash flow full stop..

These loans are for a minimum $100K to $1-1.5M (different loan guidelines depending on the max loan amount).

@Steve CrispIf you meet the material participation guidelines and qualify for the short term rental loophole you should get a free cost segregation estimate to see how much you would benefit from the accelerated depreciation. 

I’m trying to make sure my business appears legitimate and trustworthy to local sellers, but I also want to avoid violating Google’s guidelines and risk having the account suspended.Would love to hear from anyone who’s faced this issue or has creative ideas for solving it!

Yes, that's the plan and I have bankers lined up to invest through the CDFI but, per the guidelines, I need a track record as a fund first to qualify (the bankers also want to be second round or later).

After all, square footage is about more than raw measurements; it’s about how seamlessly the space integrates into the home’s overall living enviroment.If you’re serious about making that office “count,” consider checking local guidelines or even chatting with a reputable appraiser in the Phoenix area..from what I’ve heard they’ve handled properties like this before.

In late 2023, the guidelines changed to where NPR must be living/working in the US in order to obtain a mortgage.If you are seeking a loan for an investment property, then yes, there are options. 

They are inherently more expensive than conventional financing and each DSCR LENDER has their own guidelines. 

What are some of the guidelines you and your group have used to keep you out of trouble?