I also use their virtual credit cards which enables me to assign a card to a specific person, like the cleaner for my STR for example, so when she runs a charge, it automatically drops into the right account in terms of categorizing my expenses.

I will provide some thoughts on the San Diego purchase- virtually all high LTV mls purchases since rates started to hike have negative cash flow at purchase- historically great appreciation- historically great rent growth but recently flattening- prop 13 is great benefit for long holds- laws keep getting less LL friendly.

I'm in the metroplex/dfw so definitely good and virtually no vacancies as far as when they're turned That’s good that’s good

He had performed virtually no underwriting.  

.* Additional Charges: Jenny requested that I deposit on her checking account an additional $20-25k for her to purchase furniture, which I refused because I thought it was very strange, opting to give my card # instead.* Work Quality: Jenny never showed up to the house, she sent 2 people instead, she never mentioned she would not show up herself, she never asked for approval to send two others instead, they did not complete the job, and there were multiple unauthorized charges on my card.* Receipts and Expenses: Once I brought to Jenny's attention that we were 20k above budget, she refused for days to give me the receipts, saying that I needed to give her my credit card statement first.

Can you include furniture or fridge or washer and dryer? 

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Virtually everyone lives somewhere especially true for those that pay taxes (in CA property and income tax).  

But I was thinking only about the exterior, it did not even dawn on me that your furniture ignites from the radiant heat through the windows!

They were never particularly nice, beach cabins on stilts with rattan furniture that usually had water stains from wet suits.