Can you send me a couple addresses of projects that someone completed that fit your model?

@John Lasher There are many good multifamily coaching programs out there, but coaching isn't the right fit for every person. 

@Lillian Pintaro mentioned Birmingham, which could be a good fit given that you’re looking for cash flow.

The timing of people most apt to say "F-it, I'm done with this stuff, I'm gonna take the $ and run" is in that 90 day period. 

Again, I would say there is no one size fits all, as each have their own risks, i.e. floating rate has interest rate exposure (a rate cap is just a prepayment of that exposure and is temporary), but fixed rate has prepayment penalties.  

Those are spray and pray techniques that don't fit with sellers right now because sellers/owners are sitting on a very low rate and don't want to move to go up 4-5 points on their rate.Listings aren't a start now thing as well.

But it sounds like you should also balance your decision on what fits you and your families preference and style since you will be using it personally. 2.

At that time I'll attempt to structure a 10 year term unless I consider a shorter hold period in which I'll negotiate the lowest rate possible to fit a shorter term more closely matching my remaing hold timeline.

What does your fitness pattern look like? 

You'll have higher rates going that route, but it may be a good fit for you.