That creates a really nice price / rent ratio which is favorable for investors looking for cash flow.

The mortgage interest rates are more favorable and so are the terms (no prepayment penalty, as little as 3% down payment for a first time homebuyer, etc). 

So I'm confident I could find a solution, but would probably be forced to walk away if there was no favorable outcome for lease termination for the investor. 

Hi @Leonard La Rocca III welcome to BPWith a goal to house hack your option will be much better and tremendously more favorable.1. $50k gets you the house but leaves you very little room for value add. 

Once you complete their application process, they will determine you don't fall under their top tier borrower qualifications and propose terms that are far less favorable.

Additionally, if the market conditions improve, you might have a better opportunity to refinance at a more favorable rate.5.

While the economics are not as favorable for you, raising $300-$400k to buy something like a 1.2mm property will be far easier than trying to raise $10mm to buy a 100 unit.  

Within the U.S. if you want to avoid the bureaucratic nightmares that often follow STRs you will probably want to invest in a well established STR market that already has laws favorable to STRs.

And you assume the rest of the mortgage that you're already guaranteeing.Your idea to refinance immediately after to get favorable financing is perfectly fine. 

ProsL.A.Low vacancy Renting is almost a necessityHigh rentsExpensive 6-8 units vs 14-18ConRent controlLaws are favoring tenantsMass exodus Phoenix population growth 2.3% job growth at 2.1%no moldIn the sunbelt IE good for baby boomersCheaper 14-18 units vs 6-8ConHotter then SatanLots of competition Low rent Higher vacancy?