I Enjoyed the extra viewpoint.

What your describing is built into the YSP, not extra points out of your pocket.

then theirs charges 1000s in extra fees. 

My dad and I got caught by that snag on our third flip years ago, and we definitely kicke ourselves for not doing a little extra research up front.

There is no additional "risk" on the note like a demand clause etc, but you have  extra expense in upfront one time costs and the pre-payment penalty that most programs are sold with if rates do drop as expected in the future.  

But if you want to use a conservative approach and use the extra cash flow to pay off debt versus further investing, I think that's a very legitimate way to go about it.

You can make more through co-living in most markets, but still likely to be better off house hacking 1 / year and then buy out of state with your extra cash.If you want to chat strategy with someone - feel free to PM me or reach out to contact info in my bio!

Quote from @Caleb Brown: Someone else asked but what would market rents be including the extra storage?

.: I think you made a mistake.Yes, you get extra money.

I hate to pay extra money for a PI on work we have already done.