I might try the “emergency service” which is $20 with limited data and just use that for the smart locks and ring cameras.

Ask yourself if you’re confident you can achieve a higher return by putting that money into another property or investment.Reserves: Do you have a strong emergency fund?

Focus on areas with strong rental demand, like Broad Ripple, Fountain Square, or near universities like Butler and IUPUI.Maintenance Costs: Indiana weather can be tough on properties, so budget for seasonal maintenance like snow removal and HVAC servicing.Additional AdviceKeep an Emergency Fund: Unexpected repairs or vacancies can arise, so having 3-6 months of expenses saved will help you weather any surprises.Build a Reliable Team: I have lists of contractors, handymen, cleaners and property managers if you'd like me to send.Good luck with your property and future expansion!

Just make sure you keep enough in an emergency fund in case a roof or furnace goes out. 

So I'd be pulling equity at 9% and only get paid 5% if I used the HELOC and kept the cash in my high yield account. 

If you planned on moving out of a house and buy another property, as an example, you could pull a HELOC before you moved out and keep it as an emergency fund.  

However, if there is not an emergency or immediate need, then we will do our research on quotes or take our time figuring out how we would do it ourselves and make the time to do it.

For our larger park we have a 'Maintenance Manager' set up for up to 24 hours per week as needed with OT for after hours emergencies. 

Even though the interest rates are high, it’s a great tool for people who don’t have all the cash to do a fix-and-flip. 

I went from $50,000 cash flow peak in 2013 and 2014 for my now $200,000 cash flow.