![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2911661/small_1704387285-avatar-alexh658.jpg?twic=v1/output=image&v=2)
20 January 2025 | 57 replies
Conventional (only Freddie Mac See Section 5102.4 of Freddie Selling guide).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/999516/small_1737505151-avatar-annied7.jpg?twic=v1/output=image&v=2)
23 January 2025 | 3 replies
We think we can break even with a conventional sale but have no idea.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3179822/small_1738884117-avatar-jennac53.jpg?twic=v1/output=image&v=2)
6 February 2025 | 13 replies
Since you'll be owner-occupying, take advantage of low down payment loans like FHA (3.5%), Conventional (5%), VA (0%), or a 203k loan for renovations.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2680148/small_1679595083-avatar-bradr174.jpg?twic=v1/output=image&v=2)
13 January 2025 | 5 replies
There's also the conventional loan program CHOICERenovation by Freddie Mac.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3174936/small_1737922609-avatar-stevej320.jpg?twic=v1/output=image&v=2)
28 January 2025 | 4 replies
That gives you time to get organized and established for more conventional financing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3074464/small_1720817118-avatar-hectorr150.jpg?twic=v1/output=image&v=2)
13 January 2025 | 2 replies
If you update to max number of conventional units, you will be able to add an ADU for each conventional unit
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3175798/small_1738068065-avatar-joshuan203.jpg?twic=v1/output=image&v=2)
28 January 2025 | 6 replies
Hope is a bad strategy.The only on market strategy that I think can work is paying cash/line of credit/hard money for a property that does not qualify for conventional financing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1171849/small_1737724545-avatar-brandonc244.jpg?twic=v1/output=image&v=2)
24 January 2025 | 2 replies
So i put in an offer for 10% down conventional loan, $530,000 with 10k back to me for closing costs and it was accepted right away.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3172590/small_1737478264-avatar-anthonyb928.jpg?twic=v1/output=image&v=2)
21 January 2025 | 2 replies
Picking up flexible part-time jobs to qualify for a mortgage is definitely a smart move, as conventional lenders typically look for consistent W2 income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/687003/small_1737071311-avatar-jeffreyr29.jpg?twic=v1/output=image&v=2)
18 January 2025 | 5 replies
On the consumer side with QM I can handle conventional, FHA, VA, and USDA.