Hi Anthony, what's your biggest priority - cashflow or long-term appreciation? 

If you’re not in a rush to tap your equity, holding off until rates come down could save you money in the long run.

We do long-term rentals and practice BRRRR on every deal.

Whether you’re working remotely, or looking for a long-term getaway, a furnished monthly rental in Waikiki could be your ideal home away from home.Why Waikiki?

I believe in putting in the work—1,000 hours of research, testing, and learning—before offering advice, and I’m excited to tap into the collective wisdom of this community to refine my approach.Here’s where my head is at: I’m considering strategies like short-term rentals (Airbnb) for higher cash flow, long-term rentals for steady income, or even creative options like house hacking or partnerships to stretch the funds further.

Looking to invest in long term hold multifamily.

Play the long game and hold onto that equity. 

However, I probably would not upgrade it but I would rent it out LONG TERM at least until you know your long term status in Portland.  

Keep an eye out for stuff like that.If none of that works, you’re probably in it for the long haul until they leave on their own.

However, longer-term bonds (1-5+ years) are subject to interest rate volatility:If rates rise, bond values drop, potentially leading to negative net returns.If rates fall, bonds appreciate, but gains are capped by their fixed coupon rates.While Treasuries provide stability, they offer limited upside and carry hidden risks for medium- to long-term maturities.Why Real Estate Is a Stronger Option in Today’s MarketMultifamily real estate, particularly value-add properties, presents an asymmetric risk-reward profile that Treasuries simply cannot match.