I believe they're almost 8% with that program currently but if it provides an entry point, you should consider it!  

I don't believe it sends the applicant any messages. 

I don't believe that is the case, especially if you have a quality unit, priced competitively, and clear advertising.

and a big believer in starting a conversation about how can we make this transition doable for you. 

We talked about an aggressive paydown at a rate of $5k for the next 6 months to make the deal sweeter for the next person, but renting it would be preferable to that I believe since I can get a higher return on smaller development projects at a burn rate like that. 

Access to these,  I do not believe requires a license, but it is in the thousands of dollars for access at the level you need.

Quote from @Edgar Duarte: hi allI would love to get some perspective from your expertise, we have a property that we would have to sell in 2025 to avoid paying taxes on the capital gains, we believe we rcan sell it for $700K and get an equity of almost $500K after paying the mortgage balance, if we invest all of it option in index funds at 7% rate (standard com growth calculator), or in more rental properties as we are all here for, I can get the equity of around $900K.option B would be keep paying the house at 2.3% int rate while we have it in AirBnB and maybe sell it in 10 years for $900K, knowing that we would be paying taxes but it is not that bad still. or we can 1031 at that point?

@Ryan Daulton So, you want to believe in fairy tales and challenge us to prove them wrong?

It actually went to auction initially on the 8th but no bidders except the starting bid which I believe was the bank.

Given these numbers and his research, he believes it may either cash flow slightly or at least break even, which has made it a bit more difficult to find an end buyer.