That will chase away some of the bad apples or lookers.2.

The cap rate is used to get an apples to apples comparison across commercial properties.

With that being said it’s plenty of wholesalers who operate with integrity and character but the few rotten apples tend to spoil the whole bunch. 

So I believe mortgages will look at DTI and want to make sure your income covers your current and future debt obligations at a percentage of 40-49% I believe, so their multiple would be more like 2-2.25x, but it's not a real apples to apples comparison. 

I think that is what the future of wholesaling will be and a lot of the bad apples will be out of the game.

That's how many of the larger complexes get funding to buy and rehab buildings,, that the normal small investor can not afford.Section 8 like other government programs has difficult aspects to it to manage, the people on section 8 are like a bushel of apples, some good some rotten to the core, and when mixed together the entire bushel tends to go rotten if the rotten apples aren't tossed out of the bushel.LOTS of paperwork and inspections and the inspectors are just as complicated as the tenants sometimes.

But they approved me way to fast without enough questions so even though it was only 10k I just felt I would never get the loan and lose my 10k.. had another scammer drag me to NYC for the dog and pony at least I got a trip to the big apple out of it :)

Financial powerhouses like Bloomberg and Blackrock both have and are implementing AI in their Terminal and Aladdin suites.The story of IBM and Apple/Microsoft and the evolution of technology teaches us that some things are inevitable.

Find out what is included in the price that you were quoted from each practitioner- because you may not be making an apples to apples comparison based on just the prices- although they might all be offering the same thing at different prices.Good Luck!

For the last part, why not use a separate calculator (that allows for additional payments) and compare it to the AIO so you have an apples to apples comparison of the total P&I payments and payoff timing forecast.