And this can be done by actors independent of the central bank.  

It's like posting dynamic collateral that doesn't actually reduce the loan balance, not exactly a great deal.When the fed raises rates, they are directly targeting actors like this.

The HML as you know never leave their office.. they collect data just like a bank does order the appraisal and all that jazz we dont do any of it.. we will run criminal though we dont want to be funding any bad actors or dead beats.

They give out max terms like candy there.So, I'd say if you are ready to make the leap into RE, i.e. your credit is good and you have capital, then you should. 

TENANT agrees to hold OWNER harmlessagainst any claim for damage and/or injury due to TENANT’S act or neglect or theirguests act or neglect."

In addition to the usual stuff you could put in vending machines....pop, candy, microwave popcorn, etc....

Creating laws for the few bad actors and applying them to the majority will only create more problems.

Drinks more than candy. 

NJRS §45:15-16.46(b) Any person who violates any provision of this act or any person who, in an application for registration filed with the commission, makes any untrue statement of a material fact or omits to state a material fact shall be fined not less than $250, nor more than $50,000, per violation.

@Candy Marshall