I know as the Lender, I always have the option to modify things but the NoD helps set the stage if the borrower doesn't act or respond in a way I feel is beneficial to getting the project across the finish line and me my capital back.     

Over the last 4 years they have been giving out these claims like candy to make their Covid workouts possible, and sellers are always surprised at the amounts owed.

NJRS §45:15-16.46(b) Any person who violates any provision of this act or any person who, in an application for registration filed with the commission, makes any untrue statement of a material fact or omits to state a material fact shall be fined not less than $250, nor more than $50,000, per violation.

@Candy Marshall

I have given a card and candy at xmas and a baby gift for there new born (high risk pregnancy) but I only have 1 rental. 

Do you have another way to minimize exposure to bad actors?  

I want to be the one FLIPPING these houses and making a difference in dilapidated neighborhoods but I don't have the financial backing so I just feel like a kid in a candy store with no candy money.

Their "record" would never stand up to anything resembling investigation2- Half the gurus are not real estate people at all; they are unsuccessful actors fronting for a seminar company.3- The basics of successful investing in real estate have not changed in one hundred years.4- Learning, understanding, and experiencing the basics of real estate finance, real estate law, and property management will provide the foundation for a successful investing career.  

Buy 275,000 $1 bags of candy?

Remodeling then units is more about eye candy, just because it appraised for more does not mean it will sell for more, just means it sells quicker than the others.Good luck!