Are they going to start paying down that credit card debt, turn over a new leaf, and avoid bankruptcy for the next decade? 

The best advice I can give you for studying for you license is to voice record yourself reading questions and answers on notes cards.

These cities literally helped build up this country and our economy and I will never understand how much negativity they receive for fighting through adversity and playing the cards they're dealt!

Risking your house on these kind of moves can become a literal house of cards as you scale.

Leaving the area for the sake of real estate investing isn't in the cards for us.

Managing a property can be incredibly rewarding, but it does come with its fair share of challenges—especially with the recent shifts in Rhode Island legislation.In 2024 alone, 39 bills were introduced, and seven significant ones passed, including extended rental terms, mandatory fee disclosures, and other updates that every landlord should have on their radar.

The last post on this topic I see is from about seven years ago... so figured I would start fresh. 

Quote from @Preston Dean: Quote from @Michael Ewers: Quote from @Preston Dean: Hi @Michael EwersI have had a few past clients from Cali call me saying "I sent post cards to home sellers and I have someone who wants to sell, can you help me with pictures and videos" I think their method was just mass mail and they got a few hits.

If house hacking NJ is in cards happy to connect. 

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.