I generally only see $2500-$3000 in closing costs, and a deal this late in the year will bring your prepaids down.

  ( might be a pre paid card, if you have a low credit score)Both methods will take a few months to get a good score.  

I filed my 2015 tax return and showed my tax preparer I prepaid the pmi.

Will the law require me to apply any prepaid rents before they are truly considered deliquent.   

And don't forget to be clear on all the closing costs  and prepaids you will have to come up with as well as reserves you must have at closing.

Estimated closing cost and pre-paid will be approximately $4,750.00.

Lenders prepaid's or escrow requirements...lender hedging their risk with a requirement for reserves would more than likely be the reason you would need additional cash down...hard to tell without looking at the settlement statement @Alex Alaniz

In others, the "closing" is a meeting where all of the documents are signed and money changes hands.closing costsClosing costs are separated into what are called "non-recurring closing costs" and "pre-paid items."

You can deduct prepaid interest, insurance.

My husband  agreed to renew a tenant whom I wanted out,  for six more months, prepaid rent,  while I was out of town.