I have read the city’s guide https://www.slcdocs.com/Planning/Guides/ADU_handbook.pdf but I still have questions.1. can tell that till require the owner to live there for the ADU. 1a is it for permanent residency or is it justified if it is a second home that I would use occasionally?

Be prepared to start a lawsuit.2) File a complaint with state's Board of Realtors3) File a complaint with state's Attorney General's officeSince these are unlikely to be permanent solutions, you'll also want to start searching for another PMC.Recommend you speak with @Russell Brazil

Now is just one point in time and one can make permanent judgements based on the perceived current situation but that might be shortsighted.As far as the politics and legal framework, yeah it can be a pain, but for those who understand it, it eventually becomes a competitive advantage.

The last you want to do is make an enemy of the firemarshall as they could permanently pull your permit to be able to rent at all.

In the process of refinancing to a permanent loan.

The helical piers system would cost $25k but is a permanent solution.

It’s a solid option if you’re confident about refinancing before the higher rate kicks in or if you want to save more month-to-month early on.Option 2 (3.5% DP, Permanent Buydown): Lower upfront costs free up cash to invest elsewhere, and the 5.4% permanent rate adds predictability.

If you have 10K lying around just sitting permanently in cash, then just pay down the principal on the first and be done with it.

I go back to see what I sent them and I had fat fingered an address (389 instead of 380).  

I’m still learning about the process but a Construction-to-Permanent looks attractive if owner-occupied terms could apply.