I told them thats not gonna happen, and may be in the gray area of mortgage steering.

Quote from @Daniel Grays-Yang: Berkeley is a place to look at, closer to campus the better.

Know this - kickbacks and other forms of paying for referrals is illegal for lenders, but many realtors and lenders skirt this in gray areas like a lender sharing marketing costs with realtors and in other ways.

Quote from @Jesse Thompson: Ya I should have done a little research before posting.

There are a lot of gray areas I feel like I've encountered since starting an official PM business.

Grays, white and blues for colors.

On average, a licensed agent will have way higher odds of success, and can deliver similar outcomes to their clients, without having to go into any gray areas, or deal off-market.

@Erik Estrada @Joshua Thompson.

Thanks @Joshua Thompson!

I wanted to use the free "rehab estimate sheet" but it prints out with an extremely small font and gray instead of black.