Unfortunately, this scored us 2 late mortgage payments, tanking my score that I worked my tail to get where it was. 

. - Be careful not to let the "tax tail" wag the dog.

Further rate cuts in 2025 could usher in a more substantial boom akin to the market resurgence witnessed in 2012 and during the tail end of the Great Recession.Opportunities on the HorizonThe CRE market is brimming with pent-up demand and capital.

IMO this is because of government fiscal policy, ie spending.Bad Government Fiscal Policy is Driving InflationDeficit spending is a snake eating its tail: deficit spending → more inflation → higher interest rates to slow inflation = more inflation = keep interest rates higher → debt more expensive / accelerates…..repeat.The US debt has is currently rising by $1 trillion every 100 days, or roughly the budget of our entire defense budget (which is larger than the next 10 countries combined).

You're thinking far further steps ahead and weathering the volatility to reap likely more a fat-tails esque reward which likely does happen at the turn of the next inflation wave(not this secondary one coming up).From 08-16 you could do the former, from 17 fwd it's best to the do the latter.

A few words of caution: - Be careful not to let the "tax tail" wag the dog.

With the HOA's the tail is wagging the dog.

I get criticized for deals I do because I have a very long tail approach with a 20 year outlook before I sell. 

I would advice you not to let the tax tail wag the income dog.

DONT let the tax tail wag the income dog here 🐶 Happy investing!