People should stop applying sale of goods theories to it.    

The builder offerred $15,000 credit to be applied, however you wished EXCEPT can not be used for price reduction. 

You said that you are applying for an FHA loan so it sounds as though you'd be living in one unit. 

Might be good to apply to real estate.  

They have also outsourced their TAX SERVICES and despite my constant request to expedite my tax filing so that we can apply for a CRITICAL BUSINESS LOAN TO EXPAND OUR BUSINESS, THEY SAT ON OUR TAX and BOOKEEPING files for 7 months.

From the beginning of the discussions though Buncombe County has said that the regulations will only apply to STR owners who apply for a permit after the application window closes, meaning that you should have nothing to worry about if you buy soon enough and then apply for the grandfathering during the window of opportunity.

The property must be able to self-sustain from the rents received if you are financing using an FHA loan (rents must be able to cover 100% of the PITIMI). this does not apply to 2 unit, and I'm finding that some lenders will use all units for this test (assigning a rent value to the owner occ unit) and others will only use the non-occupied units for this test. its a hurdle to be aware of if you intend to buy MF using FHA. 

After several hearings, we reached an agreement: both parties agreed that if the tenants applied for government assistance to cover the overdue rent and committed to paying rent on time going forward, the eviction process would end.

This was months ago and family member has lawyered up to see what’s going on we did continue working until we ran out of credit card figuring once the money is released we could just pay off the cards but the money is still on hold Back in October we decided that money does not exist and started applying for hard money loan/speaking to lenders and have gotten nowhere.

The principles of diversification apply to both!