Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

That said, if you feel you want to go above and beyond, then could could try contacting some of these apartment complexes directly and confirm her story with them but if you can easily find another qualified applicant why would you take on this work and additional risk.

Additionally, another neighbor who owns an adjacent parcel has expressed interest in joining the project, contributing their land to the development as well.I believe this could be a great opportunity for all of us, especially as a unique retirement plan for my family and my neighbors.

They also tell you that if you need additional onboarding that they are happy to set up additional classes. 

These are professionals with additional training and a stricter code of ethics.

You can open a credit line there and get an additional 5% off of your purchase.

These are professionals with additional training and a stricter code of ethics.

There always seems to be a boyfriend and his 2 cousins, or another mom and her boyfriend, or two additional sisters or something. 

Big expense up front, additional expenses over the life of the lock, they can be too complicated for renters to figure out, and they don't solve all the problems a landlord may face.

Also demand proof of insurance from tenant as yo insurance and add you as additional insured.