What you heard was utter shock - and recollection - coming through. 

I need to just chill out and save up the 20% down payment.

If I have a contract to represent that seller, I'm their fiduciary and the method described above is an utter violation of my obligations to the law and to that seller - and a very fast way to lose my real estate license.Second, unless I have an "Exclusive Right to Sell" contract with the seller, I cannot even put the property on MLS (per our MLS rules). 

@Gabriel Munoz Chill out bro. 

Family members would have corner me and utter threats before I would include them in my investments.

Dude...CHILL.

They are all about the same, pretty chill to work with but rates are going to be higher than your standard conventional loan.  

It can often be comprised of people utterly unqualified to manage a community resulting in poorly maintained properties or severe fiscal mismanagement or both. 

systemize, network, chill

Here is an example of exactly the type of building I want to build or at least very close to it: 2523 W Flournoy St.Now the really frustrating part to my real estate adventure so far is that I put on offer on a 2 unit building in Tri-Taylor that was utterly distressed and needed a complete gut.