Quote from @JD Martin: Quote from @Jay Hinrichs: Quote from @Matthew Drouin: Small wine town is all I needed to hear.Seasonal tourism is usually not a great industry in which to build a sustainable business.There are probably higher and better uses of your capital near high velocity metro areas.We have small wine towns near our city in the finger lakes region of western NY.  

Of course everyone wants to avoid the most expensive but usually for the wrong reasons.  

Engineers are usually sound on what they recommend.

The tax assessor will usually send a tax bill to an address the owner is listed as recieving it.

Think twice.Get it, but a tourist place usually means high purchase price.   

and usually take the state test to get the license and skip the federal part of the test ..

The best HELOC usually comes from the bank where you have the most money or the one you have the best relationship with.

I mention this as I have seen some people want to sue companies because they were a sponsored affiliate on a website…Regarding the original post- expect 10-12% (I think latest I saw is avg is 11.5%) rate plus atleast one point for a 12 month loan.Bigger companies may take longer for approval and can be more flexible usually in down payment amounts.

I have found them very easy to work with when it comes to getting refunds for damage--- usually within 24 hours.

Guests usually appreciate cleanliness and convenience more than brand names.