Seems to be a rental real estate startup, but it can be tweaked somewhat (that is what I planned to do, but I got busy trying to get a couple houses). 

Personally, I handwrite each letter, and tweak it just a little, depending on the research I've done. 

Over time, you will figure out was is best for you and tweak your system accordingly.  

I also do public bank foreclosures, and tax deeds.I can give you complete access to the MLS covering Hillsborough, Pinellas, and Pasco Counties.I can set up an automatic MLS feed for you too, based on your parameters, and provide CMA's on properties of interest.I use detailed investment analysis programs that you can be tweaked with different costs, growth rates, % financing, interest rates, etc. it gives you not only Cash on Cash Cap Rates but also true Internal Rates of Return IRR%.I do REO's including HUD and Fannie Mae.

A few tweaks will be needed, for example obviously User Sally can't move an article into her sandbox (like when we move a thread to the right forum), she can only copy it. 

I'm constantly tweaking and perfecting my business practices based on my experiences out in the field.If you're interested in working on running the numbers, be sure to check out the calculators here on BP.  

I tweaked my original letter to see if that affects the response rate at all. 

May have to tweak the plan a bit if this is a hard floor for lenders.  

I've been here with another gentleman, to help Toledoans with their concerns and to PASS the inspection.However, I still feel that the ordinance is unjust and it needs tweaking.

., you are exercising independent judgment with respect to the rental and not simply ratifying decisions made by a manager, then, you may deduct up to $25,000 of real estate losses in a given tax year if your modified adjusted gross income (basically your non-real estate related income, with a few tweaks) is less than $100,000.