However, in my opinion, if you want to maximize your profit, become a valuable partner to a real investor(s) Many wholesalers have the belief that a shotgun approach is the only way to survive.  

Since she is a computer programmer and she makes pretty decent money we have survived without going in long term debt.  

The story is he is a 75 year old man who works as an architect, he got cancer couple years ago survived and due to the cancer he was unable to pay mortgage.

It is an innate survival instinct. 

I think that long term rental property is a good way to go because you can survive through downturns in the economy and still make money.  

By owning rental properties you can survive through most recessions and those happenings should not reduce your occupancy and enable your rentals to keep on paying.  

I doubt they will actually pass communist healthcare and have it survive a Supreme Court challenge. 

The only risk you take is losing all your money, as many do, but you will survive.

If you love what you do, treat your clients right, and enjoy life more people will find that appealing than (just being about the money).That is one of the hardest things for some new agents is to not wreak of (desperation) for a deal and cash for survival.

She goes on to say, "But if you buy for cashflow, not equity growth,then you have a MUCh better chance of SURVIVING any upcoming downturn."