Hi, we are trying to aim for the owner occupied mortgages, like FHA or Homeready or Home Possible loans.

My thoughts are 1) I will have a fixed rate and not worry about it changing every 5 years thus helping me control my expenses a little better (of course aiming to secure a good rate whenever the rates hopefully come down), and 2) it will be amortized over 30 years and if I get a good rate, then my cash flow should increase by a decent amount. 

Keep renting it out and deal with the tax implications, move back in and aim for that tax break on selling later, or sell and possibly pay capital gains tax if he doesn't meet the criteria for the exemption.

I would not leave my current job without my wife having a decent income supplemented with rental income as well.

Been analyzing deals for over a year now, and want to hear what you guys aim to achieve when house hacking.

Based on my future goal(s), I'm aiming to purchase a multi with good cash flow and I don't think that'll be possible in the surrounding markets.With that said, I'm considering looking into Pennsylvania and Delaware....maybe Jersey too? 

While I am committed to aggressively paying down my debt, particularly my mortgage, to achieve financial freedom in 12 years, I find myself losing money every month due to my repayment strategy.Financial Breakdown:Monthly Income: $3992.00Mortgage Payment: $1608.86Additional Mortgage Principal Payment: $1000.00Furniture Payment: $500.00Water Softener System Payment: $370.00Investment Contributions:Coinbase: $500.00Schwab: $500.00TD Ameritrade: $812.50Current Mortgage Status:Remaining Balance: $249,000.00Interest Rate: 4.875%Dilemma:While I aim to invest in various accounts and accelerate my debt repayment, I am burning through my cash at a faster rate than anticipated.

I have always had an interest in building a rental portfolio for supplemental retirement income.

We are hoping to purchase a couple of rental properties to supplement our income as he officially retires (for the third time).

Guess we both need to supplement our income - science doesn't exactly pay the bills!