Obviously there are some safe guards and due diligence to it - but with that amount of capital it would be easy to get $4k to $5k a month coming in routinely - auto debited to your bank account. 

With Facebook there so strict they banned you quickly.

These are strictly Homeowners policies, if I read correctly/?

It depends on your goals, are we speaking strictly financially?

What is your maintenance routine?

These checkout routines honor the housekeeper’s time. 

Or, a charging order may be granted.If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

However, filing yourself is not recommended because there are very strict rules and procedures in place.

also you may want to check if the code is "enforceable" or "noone cares", that makes huge difference.in CA we saw lot of code violatin is regular thing but in midwest it's very strict.

So I'm not sure it compares to your shop, but I'll take a stab at assisting.Teach your team to work on a strict, but productive schedule.