@Emmett Gorman Here are some of the warning signs a well-intentioned agent will never be able to give you the best the market has to offer when it comes to RE insurance options;  Jack-of-all-trades and the master of none (e.g., they want to upsell you home, auto, health, life insurance, etc.)Dictator, not a consultant (e.g., they force coverage on you instead of tailoring the coverages around your unique situation)Only represent one insurance company (no single insurance company can offer the right policy, at the right price for all situations)Their process for getting a quote is difficult and cumbersomeTheir underwriters/inspectors seem to always find a problem with a propertyIf you spot these warning signs, you should search for an insurance agent with these attributes: Have a depth of knowledge gained through years of experience working with real estate investors like yourselfHave a unique consultation process specifically crafted for working with REIsHave access to a minimum of 50 insurance companiesWork with a large independent insurance agency or group (the larger the agency, the more leverage they have with insurance premiums and claim settlements).

Disclose any knowledge of lead (which in our case is "I don't know if yes or no") and include a "Lead Warning Statement" in the lease.2.

Just a warning though rentals fall apart much easier than sales. 

I will give you a warning now that there is some high school level statistics referenced so you may want to refresh yourself.Monte Carlo SimulationsMonte Carlo simulations are a way of modeling forecasts when there are random/uncertain variables introduced that cannot be accounted for using a single value.

Yeah, prayers don't pay the rent....I was raised Christian and I totally agree with you on this :p  (I've been warned repeatedly by other owners in my area to never rent to people in town for church events, especially youth events, as they're the ones most likely to trash the place) 

As far as you being upset with how this guy treated you on an emotional level, I think there were plenty of warning signs in the 19 minute video on his page.

Could this be a warning sign that the rental pool is saturated?

I've warned the top tenant twice now about keeping the volume down and it doesn't seem to stop.

Warning signs for credit repair scams include companies that ask you to pay before providing services.

Federally the first violation is $16k, $37,500 for a 2nd offense and $65k for a 3rd offense.Be warned, just because someone has a law degree, doesnt mean they know the law.