The key is vetting your lender properly—asking the right questions, understanding the terms, and ensuring the numbers make sense for your strategy. 

In Columbus, you can still find the 1% rule and there's amazing appreciation potential due to how much population growth, job growth, and companies moving/developing there (recently Anduril just announced another 4,000 jobs coming to Columbus Ohio on top of Intel, Google, Amazon, FB, Nationwide, Ohio State University, etc.).

Hi All - This is a funny request but my fiancé and I recently did an exercise together where we wrote down 10 things we are grateful for, 5 goals of ours for the next two years, and 5 goals of ours for the next five years.

Big companies like Intel, Meta, Amazon, and Google are setting up there, so property prices are going up, and there are more job opportunities.

There are a lot of good 1-4 unit BRRRR opportunities here too with also good General Contractors coming from Columbus or Dayton to work on the projects.

Many of the people that come are members of Lifestyles Unlimited so they sometimes talk about upcoming events for members only, but the meeting is open to everyone and they share some excellent information. 

As a platinum member I also have my own team to contact when looking for advice or help reviewing documents.

Keep contributing to the 401k up to the limit of the match assuming the match is 25%+.

All in all it ended up taking just over 2 months to get the plans approved because everything had to be done by email.

Already planning to come back in September or sooner.