No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis

In this market, I would not finance a first time flipper at 75% profit split because the profits and success rate is lower than the last dozen years.  

But I did not like what I saw, anything under what Costar would rate 4 stars did not appeal to me. 

This influx is limiting rent growth nationwide, particularly in the Sun Belt, where oversupply has led to rent declines.Nationwide, vacancy rates edged down to 7.8% as move-ins outpaced move-outs.

Eastpointe has a semi-decent school district, and the area overall is seeing a population growth.

Taxes will still be owed on the boot plus depreciation recapture (approximately $105K taxed at a 25% rate).

When loans were called, was it due to specific triggers like delinquencies, insurance lapses, or low-interest rate portfolio loans held by smaller banks?

This person likely has a 30-year fixed rate mortage financed at less than 4.5%. 

Shoot me a DM if you want some help with finding a condo or house with a low rate that's on market.

New construction can offer many incentives for interest rate buy downs.