However, there have been times that (note that this is always novice investors) will send me endless listings and property addresses and ask me to call agents, drive by for them, do video walk throughs, etc; essentially invest many, many hours on their behalf, only to find out that they've bought a property either with another agent or off market in order to save money (ie; not pay me for my time and expertise after I've educated them on our market).

I moved here 2 years ago and I love it - the weather, hiking, job opportunities, interesting people, and endless activities.

@Ron West,It's absolutely scary and nerve wrecking at first.. b/c it's endless possibilities of what could go wrong.. but it's a mindset you need to change.   

However, I've been to a NYC REIA meeting and recently took a trip home to cincy and went to a few REIA meetings there and the value in these groups is endless. 

With this new venture comes a lot (more like endless amounts) of new experiences, education, and of course questions.Either way, I was looking into the details behind my taxes a little more closely. 

The possibilities are endless as it is zoned for most uses including retail/restaurant/bar etc. 

Not to mention the endless amount of knowledge you can gain by reading real estate books, forums, and networking.

Do not try to be the "front runner" when you are starting out. 

The choices are endless.

Likewise with refinancing...if you will exit the 2.75% rate for something higher, that could make sense if it allows you to take advantage of another opportunity that will be a front-runner in your portfolio.