There is extra sleeping in the twin-sized daybed in the foyer area or on the comfortable sleeper sofa the Wild Dunes Golf Resort, located just 20 minutes from historic Charleston!

But you will want to evaluate it for yourself and see what you are actually comfortable paying. 

This will depend largely on your level of experience and comfort level with the possibility of expenses for the things like the termites and the sewer pipe.

There is extra sleeping in the twin-sized daybed in the foyer area or on the comfortable sleeper sofa in the living room.

My 30s were more relaxed, and we (wife and I with 2 kids) hit financial independence at 41 and 39.

The newer clients are signing one time showing agreements when I go see a property for them (or with them if they are in state), until they are comfortable with how I work, etc.

Subject-To is an extremely high-risk play for anyone not capable and/or comfortable with selling, refinancing, or repaying 100% of all Subject-To debt balances, all at once (if they have multiple). 

So essentially depending on your timing you will need (2) things in your favor to do that lower rates, and enough equity.In some cases having an interest only rate is not a good thing because it can and it does create comfort which can lead to bad habits of not paying the principal down.

I'm comfortable with all of those, but I know that there is so much more than goes into your return than just those three main levers.Specifically, I'm getting hung up on 1) financing, 2) closing costs on both ends, and 3) holding costs

Am I being too strict or is he being too relaxed?