Whereas, if you were to default on a HELOC against your primary, you immediately go into foreclosure and have a bigger concern than getting sued?

If I hold title in the LLC they want to sell me yet another vacant land policy, but If I held title in my personal name my primary home owners/ umbrella would cover it.

Primary targets are located in cities (100k+) with positive population growth over the past five years; possessing easily identifiable macroeconomics. 

Prepare for Higher Down Payments: Be ready for potentially higher down payment requirements for investment properties compared to primary residences, often around 20-25%.6.

Brian,In order to answer that would be important to know what type of property primary or investment, How much and used for what? 

After operating the STR for the first year can we turn the STR into our primary residence for 2 years then sell and avoid capital gains tax and depreciation recapture instead of doing a 1031 exchange?

That was the primary purpose of this post.

Quote from @John Mason: I plan to live in it after 6 months  Ok, so your going to buy it, remove the renters in six months, then it will be your primary? 

Do a deal then pay it down, rinse and repeatThis is an investment property apart from my primary residence.  

The primary reason for the price of anything is simple supply and demand.