Namely, these are interest rates, government stimulus, delinquencies, home construction, lifestyle changes, and the employment sector.Interest RatesLet’s start with a fact: mortgage rates are indirectly set by the Federal Reserve’s Federal Funds Rate.

We have bought many houses ( for substantially less money than what our competition offered) because the seller wanted to do business with us.Case in point, yesterday I talked with a seller on the phone that we are under contract with, and he told me he had an offer for $15K more but he decided to go with us because he really liked us and the way we do business.This part of the process is the X-Factor that will ultimately determine your success in directly dealing with homeowners.

@Nicholas FieldA self-directed IRA is a tax-sheltered vehicle that can be used to diversify your retirement savings.IRS rules prohibit any direct or indirect benefit between the plan and a disqualified person. 

But they will simplify management which will probably have an impact on vacancy and indirectly on NOI.

You make no mention of the most important things...the numbers with $$$ in front:A - Cost to buyB - Cost of rehabC - ARV in the immediate areaD - Cost of financingE - Carrying cost while you rehabF - Cost of lost wages while you are working on this projectThen, you say you want to hold the property and live in it...while under construction (haha...sorry):A - Direct Cost overruns because you are living in the construction zone (yes...that's a real cost...and a big one)B - Indirect Cost overruns (see list above) because you are living in the construction zoneC - Eventual Cash Flow when (if) you end up getting the other units rented outD - Cost of a Property Manager (I figure you think you're going to be it,...and save money because of it....wrong). 

Just as a way to make their life more difficult I have heard issuing a 1099 to them as they indirectly got value of living in apartment for 1 year.   

I am a part of a group called 7 Figure Flipping and they have many "mentors" around the country, many who are highly successful and are my mentors directly and indirectly.

However, they insist that they incurred expenses because of refrigerator, and since its my responsibility to provide one..I am indirectly responsible for this cost.

They are also investing heavily in direct competition of there business model and have laid off 25% of there employees and from what I can tell have angered most the remaining.

I wasn’t too sure what to say when he mentioned about treadmill but indirectly hinted an elliptical or bike may be a better option.Is treadmill something that needs to be avoided by landlords?