What does it take to truly find financial independence?

Hello I’ve recently got my first wholesale lead and I’m wondering if I had a deal hereIt’s a 4bd 2th 1700 sqft single family home in independence Missouri Owner owes 75k on mortgage, Zillow estimates the house to be worth 128k and the owner says it needs cosmetic work Is there room to make an offer here or is there more I need to do to make this make senseThanks in advance for any advice.

You'll want to make sure your growth assumptions, rent roll assumptions, and expense assumptions are independent of the broker's opinion.

If your broker only represents one carrier (captive agent) or only has a couple of markets you should also consider getting quotes from other Independent agents who represent different markets.The following is part of a post I made to a new owner in the past. 

You are an independent contractor in business to generate your own income with your license under a brokerage in most states.If you really want to be an investor you might want to consider going to work for a large multifamily investment firm where you will be living.

@Sheldon Peart The bank do not use a real estate agent's opinion of the value of the property, they require an appraisal from an independent appraiser when you are getting a mortgage. 

Bidders shall independently verify all information prior to sale" ...

What is your opinion about to hire an independent  mortgage broker ?

Hire an independent company to inspect the sewer...one that's not bidding the repair work.2.

They have a tendency to be a little more independent and not necessarily follow typical federal standards at the state level.