If you take out the easy money created bubble of the last decade and short term fluctuations the ONLY change in home prices since 1945 has been due to inflation.

This has the very real potential of turning into a nightmare very quickly.That's a very good point about the fluctuation.

Who in thier right minds are going to make a loan to someone if they know they could lose thier money due to the fluctuations of the market??

Chris,Just keep in mind that property values can fluctuate wildly over the 90-day FHA period (which starts when the deed is recorded, so it could be closer to 150 days in some cases).Make sure you're confident that prices are still dropping in the areas you're buying, or take the potential drop into account when doing your analysis.

one more note - when the US dollar is down it is good for exports. what that means is, for example, the Canadians will come to USA and buy as much as we can because our dollar will go a little farther and we can buy more. because currencies fluctuate... it affects prices in other currencies... we buy more US stuff when it's cheaper and less when it's more expensive, even though the prices may not have changed, the currencies have fluctuated against each other making it cheaper or more expensive for us. a good balance is best.

The valuation model shares the same root with Black-Scholes model (celebrated and well-known valuation model for financial options), and is capable to take future price fluctuation into consideration.

He also would not guarantee prices because the prices were fluctuating almost daily.

Costs can fluctuate greatly depending on where you are.

I live in the DFW area where rent prices fluctuate depending on which part of the metroplex you are in (which is probably typical in most places).

Holding that as a constant - do fluctuations arise basically from maintenance and management.