Reviews and presence online are a must.

But the fake reviews certainly tarnish the brand.  

My suggestion would be to select someone with the most forum posts or most reviews.

At the end of the day, these carriers are insuring based on risk profile and they are carefully reviewing real time data that tells them whether its a market they want exposure in and how to price that exposure. 

If you can get 10 or 20 landlords to kick in $100, you can have a lawyer review the docs and laws and regardless of the review, send a letter threatening legal action. 

Nevertheless, fwiw I'm attaching the endorsement below for peoples review and thoughts. 

In the Phoenix market, I haven’t encountered a wholesale deal in the past year that I would consider a good opportunity, despite reviewing hundreds—well over a thousand, in fact.

You can definitely create an LLC independently but its the OA language that's the tougher part and something that should be reviews with legal expertise. 

Then, you can review the provided specifications to determine if they meet your preferences or are appealing to you.

When reviewing Airbnb listings and their calendars, I noticed that around 95% of them have no bookings for the next 2 to 3 months.